At Gumbsie Car Rental, we want every guest to enjoy a safe, stress free, and worry free driving experience while exploring the island. To give you flexibility and peace of mind, we offer four levels of vehicle protection designed to suit different travel styles, budgets, and comfort levels.

Whether you are visiting for a quick getaway, travelling with family, or booking a luxury vehicle for a special occasion, understanding your protection options can help you choose the package that best fits your needs.

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What Is Vehicle Excess?

Vehicle excess is the amount you may be responsible for in the event of damage, theft, or an accident during your rental period.

For example, if a package has a $2,000USD excess, you could be liable for up to $2,000USD per incident depending on the circumstances of the claim.

The higher the level of protection you select, the lower your excess responsibility becomes.

All of our protection packages include:

• Third party liability cover
• Damage protection
• Theft protection
• No security deposit required

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Island Basic Protection

USD $12 per day

Island Basic Protection is our most affordable coverage option and is ideal for guests looking for simple protection while keeping rental costs low.

Included

• Third party damage or injury cover
• Vehicle damage, fire, and theft cover
• Collision damage cover

Not Included

• Tyres, wheels, glass, or mirrors
• Roof and undercarriage damage
• Lost or damaged keys

Excess

USD $2,000 per incident

Recommended For

Short rentals and budget conscious travellers who are comfortable with a higher excess responsibility.

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Island Plus Protection

USD $20 per day

Island Plus Protection offers additional peace of mind with reduced excess and added protection for common minor damage situations.

Included

• Everything in Island Basic Protection
• Reduced excess
• Partial tyre and glass protection
• Minor body damage cover
• Theft protection

Excess

USD $1,000 per incident

Recommended For

Families, couples, and guests staying several days who want added reassurance during their trip.

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Island Premium Protection

USD $30 per day

Island Premium Protection is designed for travellers seeking comprehensive coverage with significantly reduced financial liability.

Included

• Everything in Island Plus Protection
• Very low excess
• Full tyre, glass, and mirror protection
• Roof and undercarriage cover
• Roadside assistance and towing
• Lost or damaged key cover

Excess

USD $500 per incident

Recommended For

International travellers, long stay guests, and those renting higher value vehicles.

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Island Platinum Zero Excess

USD $45 per day

Island Platinum Zero Excess provides our highest level of protection and complete peace of mind throughout your rental experience.

Included

• Full vehicle damage and theft protection
• Third party liability cover
• All vehicle components covered
• Roadside assistance included
• Zero excess responsibility

Excess

USD $0

Recommended For

Luxury rentals, honeymooners, business travellers, and guests who prefer complete worry free protection.

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Quick Comparison Guide

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Which Protection Package Should You Choose?

If you are looking for the lowest rental cost, Island Basic Protection may be suitable for your trip. However, many guests prefer the added comfort of Island Plus or Island Premium, especially for longer stays or family travel.

For guests who want complete confidence with no financial stress in the event of accidental damage, Island Platinum Zero Excess offers the highest level of protection available.

Our team is always happy to help you select the protection package that best suits your travel plans and driving needs.